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The Roadrunner AZ Lending Educational Resource Center

Welcome to your complete guide for navigating the Arizona mortgage landscape. Here, we break down complex topics into clear, actionable advice to empower your home financing decisions.

15-Year vs. 30-Year Mortgage

Make the right choice in Arizona by balancing monthly cash flow with long-term wealth creation. We break down the costs, payments, and savings.

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APR vs. Interest Rate

Unpack the true cost of your Phoenix mortgage. Learn the crucial difference to accurately compare loan offers and avoid hidden fees.

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A Guide to Mortgage Rate Locks

Protect yourself from volatility in the Scottsdale market. This guide explains what a rate lock is, how it works, and how to use it to your advantage.

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Understanding Closing Costs

Our no-surprises guide to mortgage closing costs in Arizona. See a full breakdown of fees, learn who pays, and find out how much to budget.

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Is an Adjustable-Rate Mortgage (ARM) Right for You?

An ARM can be a powerful strategy for the right borrower. We provide a balanced explanation, dispelling myths and helping you determine if it aligns with your financial goals.

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